Why SadaPay is being popular in microfinance banking in Pakistan?

You'll be able to cover the following topics in this blog post:

  1. Why should I use SadaPay in Pakistan?
  2. The Popularity of SadaPay among the youth of Pakistan.
  3. Is SadaPay really beneficial for me or for my business?
  4. What type of SadaPay Bank is?
  5. The Most Interesting features of SadaPay.
  6. The charges of SadaPay for withdrawing money from the account.

SadaPay, now day is being very popular among the youthful generation and other microfinance banks are scared of it. It has proved really beneficial for low-income individuals or communities. I have created this article for those who are still thinking to get a SadaPay account or not.

Why SadaPay is being popular in microfinance banking in Pakistan?

What is SadaPay?

Meaning of SadaPay;

English: the most simple way to manage money
Urdu: simple
Arabic: happiness

SadaPay (microfinance bank) is a banking service in Pakistan that provides financial services to unemployed people, freelancers, internet shoppers, and low-income individuals and groups who would otherwise have no access to financial services.

SadaPay is a startup microfinance company that has not yet been publicly launched or made available to the public but is still offering services to a small number of people in Pakistan.

SadaPay's Features & Reasons for its Popularity:

"Goodbye, Bank Fees," as SadaPay's tagline or slogan says. They now charge no fees for depositing funds into an account and even offer three free withdrawals every month. Let's discuss a few more features of SadaPay;

No Fees Banking:

You can sign up for free on www.sadapay.pk right now and receive your free Mastercard debit card and digital wallet. where you can send, spend, and withdraw money without paying costs.

SadaPay, unlike traditional banks, does not have any costly physical branches. They have a different perspective about fees;
  • Debit Mastercard at no cost
  • There are no yearly fees or minimum deposits.
  • Transfers to any bank or wallet in Pakistan are free and quick.
  • Cash withdrawals are free at any ATM in Pakistan (3x per month)

Secure and Safe:

They also claim to have a very robust security system built into their banking systems that can protect your assets and use innovative techniques to protect your digital wallet and Master Card including integrated software like biometric access, serious data encryption protocols and AI fraud detection software.

Mobile App:

SadaPay can be used using an app, which is also accessible on the Google Play Store for Android phones and the Apple App Store for iPhones.

Signup and Master Cards:

When you sign up on the app using your National Photo ID Card and Selfie, you can order a physical Master Card at any address for free or with no delivery charges. SadaPay master cards are simple, unique and numberless and can only be used to withdraw money from ATM machines; however, for online buying, your card details, including card number, expiry date, and CVV or CVC pin code, are stored in your mobile phone app. According to my point of view, this feature can be the key element for the popularity of SadaPay in microfinance banking in Pakistan.

Account Management:

You can manage all of your money from your mobile phone app, including physical cards and virtual cards (yes, you can have two cards for your one SadaPay account; one is a virtual card that can be used for online purchasing and the other can be used for both online and physical shopping). You can also freeze and unfreeze your cards on your app at any moment to avoid fraud and unauthorised deductions.

Accept International Payments:

You can accept international transfers from 45 countries and get money from friends, family, or clients by using all of the leading services and platforms such as Fiverr, Upwork, Xoom, Skrill, wise (old name is TransferWise), Western Union, or Payoneer, among others directly into your SadaPay (Microfinance Bank in Pakistan) account.

Customer Support:

Last but not the least; SadaPay has a very awesome support team that is available 24/7 days a week to help you right in your mobile app. You can chat with them and ask for errors or difficulties that you have faced for your account or master card. They are really cool guys, who can listen to you with great care and help you with 100% satisfaction.

Please Note:

SadaPay is registered with the Securities and Exchange Commission of Pakistan as SadaTech Pakistan Pvt Ltd (No. 0136598) and is a wholly-owned subsidiary of SadaPay Technologies Ltd., which is established in Dubai International Financial Center under commercial fintech licence #3263.

SadaPay Mastercard debit cards are issued by Mastercard Asia/Pacific Pte. Ltd. under a licence.


Compared to other microfinance institutions in Pakistan, SadaPay is a really innovative and brilliant concept. It can be difficult to comprehend how they can make money off their clients at times. When it comes to microfinance banking in Pakistan, if they don't change their rules or any other terms that are currently highly helpful to clients, such as free withdrawals and free master cards, they have the potential to be a shining star.

I'll recommend you to join up for SadaPay and have your master card and digital wallet delivered to you because I personally use it and believe it is well worth it, even though it is free.

If you have any questions or concerns about SadaPay, please do not hesitate to leave a remark or comment below; I will do my best to respond as soon as I am able.

Related Blog(s):

A Quick Comparison: SadaPay Vs. NayaPay

Which Microfinance Bank is most popular in Pakistan?

Post a Comment


  1. How can I get founder's club member master card?

    1. Hi Ahmed, thanks for your comment. If you need a founder member master card, you have to invite 10 friends on sadapay using app, before onboard. For more details you can contact the SadaPay's customer support via email at hello@sadapay.pk.

  2. Wow, What a Excellent post. I really found this to much informatics. It is what i was searching for.I would like to suggest you that please keep sharing such type of info.Thanks unique business names


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